How it Works:
Landed Down Payment Support

The Process

1
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Your dream home cost: $500,000

(Home prices may be higher or lower in your area. This example is based on a home in Denver, Colorado.)

2
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You need a $100,000 down payment

But that seems nearly impossible!

3
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You can partner with Landed to get the $50,000 you need today

There are no monthly payments to Landed, and our fund helps more educators.

4
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We help you find your dream home and contribute to the down payment

In this $500,000 home example, you put in $50,000, Landed puts in $50,000, and the bank provides a $400,000 loan.

5
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Your dream home becomes your real home

You pay the costs of ownership but don’t make any monthly payments to Landed.

Some time passes, while you live happily in your home
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Landed makes its return on investment when you sell or buy out the investment

For giving you half of your down payment, you'll share 25% of the investment gain or loss with Landed.

7a
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If your home goes up in value,
 both you and Landed win

Sale Price $600000
Gain +$100000
Landed’s share of gain +$25000
Landed’s down payment $50000
Landed Keeps $75000
Your share of gain +$75000
Your down payment $50000
Mortgage principal paid down $85000
You Keep $210000
7b
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If your home goes down in value,
 both you and Landed lose

Sale Price $400000
Loss -$100000
Landed’s share of Loss -$25000
Landed’s down payment $50000
Landed Keeps $25000
Your share of loss -$75000
Your down payment $50000
Mortgage principal paid down $85000
You Keep $60000

These are estimates only. Contact us for more information.
“Mortgage principal paid down” is based on staying in your home for 10 years. You can learn more about your mortgage here.

Frequently Asked Questions

Where is Landed currently available?

Landed is currently available to employees of specific public K-12 school districts, colleges, and universities in expensive areas of California, Colorado, Washington, and Hawaii. You can view the list of counties here

If that's you, please reach out to us here or email us at customer@landed.com!

We are in the process of expanding to other cities across the United States, so you are welcome to sign up even if your city is not eligible yet. :)

Is down payment support the only thing you offer?

Landed offers more than down payment support. We're committed to supporting the educators we serve. So even if you're not ready to buy a home, we would love to speak with you. You can set up a time to chat with us after signing up here.

We also provide:

Get Started!

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