• About
  • How it Works
  • Get Started
Landed
  • Blog
  • Calculator
  • Customer Stories
  • Homebuying Education
  • Sign Up

How Landed helps essential
professionals buy homes.

Financial solutions

Financial Solutions

  • Watch the video below to see how our down payment program makes homebuying more accessible
  • Evaluate different financial options with help from Team Landed

Trustworthy Agents and Lend

Trustworthy Agents & Lenders

  • Connect with experienced agents and lenders that get results
  • Access Landed Home Loans, a Landed affiliate, providing competitive mortgage rates

Resources and Guidance

Resources & Guidance

  • A Homebuying Programs Lead is your partner along the way to help you make a safer, smarter investment
  • Our property review team, with over 20 years of experience, provides a 2nd set of eyes on potential homes

How Our Down Payment Program Works

Vea la pagina en español


Landed's down payment program is designed to help you reach at least a 20% down payment. We can contribute up to 15% of the purchase price into your down payment, which means we ask that you be able to contribute at least 5% (varies by region).


Your browser does not support the video tag.

The Process

Haga un clic aquí para ver en español

When you buy a home with the down payment program, you have up to 30 years to end the partnership with Landed. When you end the partnership, you pay Landed the initial contribution we put into your down payment, plus/minus a portion of the home's change in value.


1
process-1

Your dream home cost: $500,000

(Home prices may be higher or lower in your area. This example is based on a home in Denver, Colorado.)

2
process-2-1

You need a $100,000 down payment

But that seems nearly impossible!

3
process-3

You can partner with Landed to get the $50,000 you need today

There are no monthly payments to Landed, and our fund helps more educators.

4
process-4

We help you find your dream home and contribute to the down payment

In this $500,000 home example, you put in $50,000, Landed puts in $50,000, and the bank provides a $400,000 loan.

5
process-5

Your dream home becomes your real home.

You pay the costs of ownership but don’t make any monthly payments to Landed.

Some time passes, while you live happily in your home
6
process-6

Landed makes its return on investment when you sell or buy out the investment

For giving you half of your down payment, you'll share 25% of the investment gain or loss with Landed.

1
process-1

7a
process-7a

If your home goes up in value,
 both you and Landed win

Sale Price $600000
Gain +$100000
Landed’s share of gain +$25000
Landed’s down payment $50000
Landed Keeps $75000
Your share of gain +$75000
Your down payment $50000
Mortgage principal paid down $85000
You Keep $210000
7b
process-7b

If your home goes down in value,
 both you and Landed lose

Sale Price $400000
Loss -$100000
Landed’s share of loss -$25000
Landed’s down payment $50000
Landed Keeps $25000
Your share of loss -$75000
Your down payment $50000
Mortgage principal paid down $85000
You Keep $60000

These are estimates only. Contact us for more information.
“Mortgage principal paid down” is based on staying in your home for 10 years. You can learn more about your mortgage here.

Frequently Asked Questions

Who is eligible for Landed's down payment program?

Currently, Landed's down payment program works with specific school districts, colleges, and universities in California (San Francisco Bay Area, Los Angeles Metro Area, and San Diego Metro Area), Colorado (Denver and Boulder Metro Areas), the state of Hawaiʻi, Massachusetts (Boston Metro Area), Oregon (Portland Metro Area), Washington (King County Metro Area), and Washington, D.C. (DMV Metro Area).

If that's you, please reach out to us here or email us at customer@landed.com!

We are in the process of expanding to other cities across the United States, so you are welcome to sign up even if your city is not eligible yet. :)

Read more →

Is the down payment program the only thing you offer?

Landed offers more than our down payment program. We're committed to supporting the essential professionals we serve.

  • We provide a personalized team that includes a partner agent and a Landed homebuying expert.
  • We support you with free homebuying education and guidance.
  • We provide comprehensive reviews of property reports to help you make informed decisions.
  • We help you navigate all of your options for buying a home – including our own shared equity down payment program, which helps school employees get to a 20% down payment without any income restrictions.

The homebuying journey starts long before you’re financially ready to buy a home. No matter where you are on that journey, we will work with you to find a path forward.

Get Started!

View FAQ
We're in this together
Get Started
logo-in
  • Careers
  • Events
  • Help Center
  • Contact Us
  • Privacy Policy
  • Refer a Friend
  • Subscribe
  • Terms of Use
  • Licenses

Copyright © Landed, Inc.