Guides/Tips

Mortgage Application Checklist

Landed | 26 Jun 2019

Print out this checklist and use it to ensure you have everything you need to submit your mortgage application.


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Mortgage Application Checklist


Your Mortgage Application Checklist

Here's a list of standard documents you and all of your co-buyers need to provide to complete a mortgage application with a lender. Your loan officer may ask for additional documents.

Income and Employment Documents

  • W-2 statements from the past two years
  • Pay stubs from the past month
  • Documents showing additional sources of income (if applicable)

Assets

  • Bank statements from the past three months
  • Investment account statements from the past two months
  • Retirement or brokerage account statements from the past two months.
    • These include: 401K, IRAs, Roth, 403b

Debts

  • List of all monthly debt payments, including student loans, auto loans, and credit cards

Other Records

  • Borrower identification for each borrower: state issued ID, license, or passport
  • Record of rent payment and landlord contact information (if applicable)
  • Down payment letter showing your donors do not expect to be paid for the gift. Please note that this does not apply to Landed funds.

Next steps:

  • Once you have your mortgage pre-approval, you are ready to work with your Landed Partner Agent to make offers on your new home!

 

Questions? Email your Landed account manager or loan officers.

Guides/Tips Lenders, Loan Officers, & Your Mortgage Making an Offer

About the Author

Landed

Former educators on the Landed team created these materials to help you on your homebuying journey.

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